A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.