Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Rightsizing for Retirement What does your home really cost? Inflation - Back to the Future Even low inflation rates over an extended period of time can impact your finances in retirement. Potential Income from an IRA Estimate your monthly and annual income from various IRA types.