Disclosures

General Disclosure

Investment advisory services are offered through Foundations Investment Advisors, LLC (“Foundations”), an SEC registered investment adviser. Nothing on this website constitutes investment, legal or tax advice. Any historical performance data is solely illustrative and provided as general information and is not a prediction or any future results or any past results for any specific client of Foundations. This website and its contents do not make any recommendation that any particular security, portfolio of securities, transaction, investment or planning strategy is suitable for any specific person.

Personalized investment advice can only be rendered after the engagement of Foundations, execution of required documentation (including a client agreement), and receipt of required disclosures. Investments in securities involve the risk of loss, including a total loss of money invested. Any past performance is no guarantee of future results. Advisory services are only offered to clients or prospective clients where Foundations and its advisors are properly licensed or exempt from licensure; Foundations reserves the right to accept or reject any prospective client. For more information about us, please go to https://adviserinfo.sec.gov and search by our firm name or by our CRD #175083.

Awards and Recognition Disclosure

Awards listings, rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if The Chamberlin Group is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of The Chamberlin Group by any clients. Awards listings, rankings and/or recognition published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized advisor.

Designation Descriptions

CFEd:  The CERTIFIED FINANCIAL EDUCATOR (CFEd) instructs professionals in the benefits and methods of teaching adults financial literacy.  It allows financial professionals to become “educators” and “teachers”. CFEd’s are distinguished from others in the industry. As a financial professional they build confidence with a recognized designation.  

Upon completion of the testing and training, CERTIFIED FINANCIAL EDUCATION INSTRUCTORS (CFEI) are accepted in the Personal Finance Speakers Association and have the opportunity to conduct financial literacy presentations.  They must maintain the highest ethical and educational standards and ensure all information they are providing as an instructor is accurate and delivered effectively.

MILLION DOLLAR ROUND TABLE (TOP OF THE TABLE):  Million Dollar Round Table (MDRT) is a global, independent association of more than 72,000 of the world’s leading life insurance and financial services professionals from more than 500 companies in 70 nations and territories. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. MDRT membership is recognized internationally as the standard of excellence in the life insurance and financial services business. For more information, please visit www.mdrt.org.
Qualification for the MDRT requires a minimum of $97,000 of eligible commissions paid. Qualification for the Top of the Table requires $582,000 of eligible commissions paid. Don Chamberlin has been a Top of the Table member since 2011.  Top of the Table members exchange advanced sales and productivity ideas and develop interpersonal relationships among an international network of leading insurance and investment financial services’ producers/advisors.

A CHARTERED FEDERAL EMPLOYEE BENEFIT CONSULTANT (CFEBC) is a designation for Financial Advisors, CPAs, Attorneys, and certain employees of the Federal Government, who have successfully completed an intensive training course and passed a rigorous examination covering all federal employee benefits.

CHARTERED FINANCIAL CONSULTANT® (ChFC) – A ChFC is an educated, experienced and qualified specialist committed to the financial well being of your family, your business and yourself.  A ChFC can provide expert advice on a broad range of financial planning topics.

CHARTERED LIFE UNDERWRITER®  (CLU) – The premier designation for insurance professionals. The Chartered Life Underwriter (CLU®) is the insurance profession’s oldest standard of excellence. Today, it continues to be the credential for practitioners who desire to provide their clients with the security of life insurance and risk management. With particular emphasis placed on ethics and commitment to clients, the CLU® has earned a distinguished reputation backed by security and stewardship.

CHARTERED RETIREMENT PLANNING COUNSELOR®  (CRPC) – Chartered Retirement Planning Counselor (CRPC) is a professional financial planning designation awarded by the College for Financial Planning.  Individuals who hold the CRPC® designation have completed a course of study encompassing pre-and post-retirement needs, asset management, estate planning and the entire retirement planning process using models and techniques from real client situations. Additionally, individuals must pass an end-of-course examination that tests their ability to synthesize complex concepts and apply theoretical concepts to real-life situations.

CERTIFIED FINANCIAL PLANNER: CERTIFIED FINANCIAL PLANNER™ (CFP®) are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

CERTIFIED FINANCIAL FIDUCIARIES® are sworn to uphold the highest moral, ethical and fiduciary standards of service when providing advice to potential or existing clients.  By choosing to work with a Certified Financial Fiduciary® you can be confident that your best interests will always come first.

ACCREDITED WEALTH MANAGEMENT ADVISOR (AWMA®):  Individuals who hold the AWMA® designation have completed a course of study encompassing wealth strategies, equity-based compensation plans, tax reduction alternatives, and asset protection alternatives. Additionally, individuals must pass an end-of-course examination that tests their ability to synthesize complex concepts and apply theoretical concepts to real-life situations.

ACCREDITED ASSET MANAGEMENT SPECIALIST (AAMS):  Accredited Asset Management Specialist (AAMS) is a professional designation awarded by the College for Financial Planning (CFP) to financial professionals who successfully complete a self-study program, pass an exam, and agree to comply with a code of ethics.

An ENROLLED AGENT (EA) is a federally-licensed tax practitioners who may represent taxpayers before the IRS when it comes to collections, audits and appeals. As authorized by the Department of Treasury’s Circular 230 regulations, EAs are granted unlimited practice rights to represent taxpayers before IRS and are authorized to advise, represent, and prepare tax returns for individuals, partnerships, corporations, estates, trusts, and any entities with tax-reporting requirements. Enrolled agents are the only federally-licensed tax practitioners who specialize in taxation and have unlimited rights to represent taxpayers before the IRS.

MASTERS BUSINESS ADMINISTRATION (MBA): Master of Business Administration (MBA) is a postgraduate degree that is awarded to professionals who have mastered the study of business.

A REGISTERED TAX RETURN PREPARER (RTRP) must pass a test, take continuing educations, and have the ability to represent taxpayers before the IRS although it is limited to only the people which they have prepared the return.

JURIS DOCTORATE:  A JURIS DOCTORATE (JD) is a terminal doctoral degree program that’s the highest education level available for legal studies within the United States. The JD is the only law degree that qualifies individuals for taking the bar exam and proves analytical ability in advising or representing clients in the court system.