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  • On DEMAND ANNUITIES WEBINAR

  • Not Your

  • Grandparents

  • Annuities

  • There are a lot of misconceptions out there about annuities, many of which are rooted in the way these assets were structured 20 or more years ago and ignoring developments in the market in more recent years.
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  • Are annuities right for your retirement plan? They could be, but there are lots of factors to consider. Watch this On Demand Annuities webinar now.

Click to schedule a call with our Retirement Educator to get the Annuities Audit and other reports from a Certified Financial Planner today.

 

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avoid high taxes

Get the facts about annuities—and if they fit your retirement plan

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What You’ll Get After the Call 

Bucket Planning Strategy
Bucket Planning Strategy

Bucket Planning Strategy

A personalized breakdown of how to time-segment your assets.

Annuity Audit
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Annuity Audit

Find out if your current annuities are the right ones — or if they're costing you more than they should.

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Tax Review

Tax Review

Discover long-term tax risks that could be hiding in your IRA or 401(k) — and how to reduce them.

Grand parents

Not Your Grandparents' Annuities

 

Many people believe annuities are burdened with high fees that erode returns, or that they entail excessive risk. Concerns also extend to the notion that annuities forfeit a lump sum to heirs upon the annuitant's death, contrasting with legacy-focused strategies. These misunderstandings often overshadow the nuanced benefits annuities can offer in providing guaranteed income and addressing longevity risk.

 

 

Impact on interest rates

 

Presently,¹ we find ourselves in the highest interest rate environment in over 20 years.

Higher rates generally mean better returns and improvised terms for annuity products. With high interest rates, investment strategies evolve, making financial products like annuities a potential tool for your retirement planning goals.

This environment presents a significant opportunity to reassess and potentially optimize your retirement strategy, including any annuities you currently own.

Refinancing your retirement through updated annuity solutions can capitalize on improved terms and potentially enhance your income stream in retirement.

 

¹Current as of March 6, 2025

 Source: https://canvasannuity.com/blog/do-annuity-rates-rise-with-interest-rates. Accessed 3/6/2025.

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Continue Your Annuities Education

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An Annuities Q&A: Are These Investments Right For Your Retirement?

“Should I use annuities?” “I've heard so many bad things about annuities.” “I've heard people say I should never get an annuity,” or “I've heard people say annuities should be considered in retirement.”

Learn more about Annuities

"Not Your Grandparents' Annuities" featuring John Del Greco

There are a lot of misconceptions out there about annuities, many of which are rooted in the way these assets were structured 20 or more years ago and ignoring developments in the market in more recent years.

Are annuities right for your retirement plan? They could be, but there are lots of factors to consider...

Learn more about Annuities

 

Disclaimer

Investment advisory services are offered through Foundations Investment Advisors, LLC (“Foundations”), an SEC registered investment adviser. Nothing on this website constitutes investment, legal or tax advice. Any historical performance data is solely illustrative and provided as general information and is not a prediction of any future results or any past results for any specific client of Foundations. This website and its contents do not make any recommendation that any particular security, portfolio of securities, transaction, investment, or planning strategy is suitable for any specific person. Personalized investment advice can only be rendered after the engagement of Foundations, execution of required documentation (including a client agreement), and receipt of required disclosures. Investments in securities involve the risk of loss, including a total loss of money invested. Any past performance is no guarantee of future results. Advisory services are only offered to clients or prospective clients where Foundations and its advisors are properly licensed or exempt from licensure; Foundations reserves the right to accept or reject any prospective client. For more information about us, please go to https://adviserinfo.sec.gov and search by our firm name or by our CRD #175083

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